rilonovira - Financial Planning Solutions for Your Future

Acceptance of Terms

By accessing, browsing, or using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, along with our Privacy Policy and other policies referenced herein. If you do not agree with any part of these terms, you must not use our website or services.

Definitions

For purposes of these terms, the following definitions apply:

Services refers to financial planning consultation services, analytical reviews, guidance sessions, and related activities provided by rilonovira through our website, in-person meetings, or other communication channels.

User, you, and your refer to any individual or entity accessing our website or engaging our services, whether as a prospective client, current client, or website visitor.

We, us, our, and rilonovira refer to the company operating this website and providing consultation services, including our officers, directors, employees, contractors, and authorized representatives.

Content means all information, text, graphics, images, and materials available through our website or provided during consultation services.

Use of Services

Our services are intended for individuals seeking financial planning consultation. You agree to use our services only for lawful purposes and in accordance with these terms. You are responsible for ensuring that your use complies with all applicable laws and regulations.

Eligibility

You must be at least eighteen years of age and have legal capacity to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

Services may not be available in all jurisdictions or to all individuals.

User Responsibilities

When using our services, you agree to the following responsibilities:

Provide accurate, complete, and current information when requested. Inaccurate information may affect the quality and relevance of guidance we can provide to you.

Maintain confidentiality of any account credentials or access information provided to you, and notify us immediately of any unauthorized use or security breaches.

Use our services and website in a manner that does not interfere with or disrupt services for other users or damage our systems and infrastructure.

Consult with qualified professionals regarding specific financial, legal, or tax matters before making significant decisions, as our services provide general guidance rather than specific professional advice.

Prohibited Uses

You agree not to engage in any of the following prohibited activities:

Using our services or website for any illegal purposes or in violation of any applicable laws, regulations, or third-party rights.

Attempting to gain unauthorized access to our systems, networks, or data through hacking, password mining, or any other illicit means.

Transmitting any viruses, malware, or other malicious code that could harm our systems or interfere with proper functioning of our services.

Collecting or harvesting any information from our website or services using automated means without our express written permission.

Impersonating any person or entity, or falsely stating or misrepresenting your affiliation with any person or organization when using our services.

Intellectual Property Rights

All content, trademarks, logos, and intellectual property displayed on our website or provided through our services are owned by or licensed to rilonovira. You may not reproduce, distribute, modify, or create derivative works from this content without our express written permission. These restrictions apply to all copyrightable materials, trademarks, and proprietary information.

User-Generated Content

If you submit any content to us, including feedback, questions, or other communications, you grant rilonovira a non-exclusive, royalty-free, perpetual license to use, modify, and distribute such content for business purposes.

Your Rights in User Content

You retain ownership of any personal information or proprietary content you provide. However, you grant us necessary rights to use such information to provide services you request and improve our operations.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the data practices described in our Privacy Policy. We adhere to applicable Canadian privacy legislation including federal and provincial requirements.

View Privacy Policy

Disclaimers and Limitations

The following disclaimers apply to your use of our services:

No Guarantee of Results

We do not guarantee any specific outcomes or results from using our consultation services. Financial planning involves uncertainty, and results may vary significantly based on factors beyond our control. Past performance does not guarantee future results.

Limitation of Liability

To the maximum extent permitted by law, rilonovira shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount paid by you for services.

Indemnification

You agree to indemnify and hold harmless rilonovira, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Dispute Resolution and Governing Law

These terms are governed by Canadian law and the following dispute resolution provisions:

Arbitration

Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the applicable arbitration association, rather than through court litigation.

You waive your right to participate in class action lawsuits or class-wide arbitration by agreeing to these terms.

Online Dispute Resolution Platform

For certain types of disputes, you may have access to online dispute resolution platforms provided by governmental or industry bodies. We will cooperate with such processes when applicable.

Canadian ODR Information Resources

Severability

If any provision of these terms is found unenforceable or invalid, such provision shall be modified to the extent necessary to make it enforceable while preserving its intent, or severed if modification is not possible. Remaining provisions continue in full effect.

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and rilonovira regarding use of our services, superseding any prior agreements or understandings.

Governing Law and Jurisdiction

These terms shall be governed by the laws of Canada and the province in which rilonovira operates, without regard to conflict of law principles.

Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause or notice. Upon termination, your right to use our services ceases immediately. Provisions that by their nature should survive termination shall remain in effect.

Modifications

rilonovira reserves the right to modify these terms at any time. Changes become effective immediately upon posting to our website. Your continued use after modifications constitutes acceptance of updated terms. We encourage periodic review of this page.

Contact Information for Questions

If you have questions about these terms and conditions, please contact us using the information provided below.

Email Address: content@rilonovira.world

Phone: +1 (900) 727-1183

Address: 1212 9th Avenue SE, Suite 200, Calgary, AB T2G 0T1 Canada

Terms and Conditions of Service